Seaside property in Bulgaria — apartments, new builds and homes direct from developers

Yes. We can help you buy a property while you are abroad, from choosing a home to arranging the purchase through an authorized representative. We arrange video viewings and online consultations with a lawyer and mortgage specialist. We also help coordinate document signing and payments. The documents, powers of attorney and signing formalities required depend on the property and the transaction.

The documents required depend on whether you are buying a new-build, resale or commercial property.

For the buyer:

• a passport or another identity document;
• the details needed to prepare the notarial deed;
• company documents, if purchasing through a company;
• a notarized power of attorney for a representative, if buying remotely.

Checks on the property and seller cover:

• the notarial deed or other proof of ownership;
• entries in Bulgaria’s Property Register;
• the cadastral plan of the property;
• a certificate of encumbrances;
• the property’s tax valuation;
• the required declarations under Bulgaria’s Tax and Social Insurance Procedure Code.

For new builds, we also check the developer’s documents, the contract terms and the relevant construction and commissioning documents, including Acts 14, 15 and 16 as applicable to the stage of construction.

Yes. Many developers offer payment plans, particularly for apartments bought during construction.

Typical terms include:

• an initial payment of 10% to 50% of the property price;
• the remaining balance paid in stages, either before commissioning or over an agreed period;
• interest-free installments in many cases, provided payments are made on time.

We help you find properties with suitable payment terms, plan your installments and review the developer’s contract before you sign.

The timeline depends on the property, whether the documents are ready and how you are paying.

• For completed properties, the process includes document checks, preparation of the transaction and signing the notarial deed before a notary.
• After signing, the deed is entered in the Property Register maintained by Bulgaria’s Registry Agency.
• For new builds, the timeline depends on the stage of construction, the developer’s contract and the relevant construction and commissioning documents.

We support you at every stage, from document checks to signing and registration.